Last month in an article titled, “Rethinking Gift Giving” I published ideas from clients that committed themselves to a debt elimination plan, and one way that they chose to cut expenses so they could add to their accelerator margin© (money used to get out of debt faster) was to rethink their gift giving, not just for Christmas but during their entire year.

This past year I have shared these ideas with hundreds of people attending my workshops. One constant theme was truly giving of oneself and ones time is “priceless.” Many shared that when asked about gift ideas, their children, parents, siblings, friends, etc. wanted more time with their loved ones.

We live in a fast paced world and one that is full of stress. Stress we bring on ourselves trying to keep up with the Jones’ or just to keep ahead of the bill collector. Money magazine this money published an articled that said the cost of stress is well over $7,000 a year and this is not counting the cost for medical treatment when the stress is too much. We need to cut back on the ideas and misconceptions that just bring us stress.