Saving money at any time of the year is great, but its especially welcome during the holiday season.
Lets face it. The holiday season is a mixed blessing.
On the one hand, it brings closer connections with loves ones, holiday parties, celebrations, wonderful feelings, and a renewed sense of peace and purpose.
On the other hand, it brings last minute hassles, stress-filled gift decisions, holiday shoppers syndrome, and the worst of all: money worries.
7 common holiday budget busters (Page 2 of 2)::
the last minute also increases your stress level, and youre more likely to of free financing, might be particularly tempting during the holiday season when
http://www.bankrate.com/brm/news/pf/thrifty-gifting_worst_shopping_a2.asp?caret=3HOME |
Sad but true, millions of people get maxed out on their credit cards and empty their bank accounts in the spirit of giving. And this casts a big shadow on what really should be the best time of the year.
So what to do?
Here are 5 tips to insure that your holiday season is merry and bright:
1. Plan Ahead.
You can do 90% of holiday preparations well in advance. Buy your decorations, choose your recipes, book your travel tickets, clean your guest room, etc. now, rather than waiting until the night before.
When you do anything in advance, it remains fun and enjoyable. If you have to rush at the last minute, youll be harried and stressful.
2. Save Money.
Look for ways to save money on all your holiday purchases.
One simple way is to buy your gifts now at a lower price. Once the holiday season starts, prices can begin to skyrocket.
Another way to save money is to join a discount membership website. These are websites where you can save money on all the things you normally buy every day.
You can save money on things like groceries, household items, clothes, auto, electronics, travel, sports, etc. Basically anything you want to buy, there is a way to save money on it.
Look particularly for gifts, travel, restaurants, hotels, and anything that would relate to the things you will be buying over the holidays. Make sure they are of the quality you want at the price you want.
If not, look for another discount membership site.
Be wary, though, as not all the discount membership sites are created equal. Make sure the one you choose has multiple ways to save money both online and offline, is very low cost to join, and has no hidden fees.
Make sure you can start saving money right away, as that is the whole point. That way, you can get a head start on your holiday shopping by creating some extra cash up front.
3. Save Time.
Look for ways to save time when you are shopping, decorating, and planning.
Include family members in holiday preparations and enjoy the time spent together with them.
Try and find stores or websites that have multiple products you need all in one place. Discount stores or membership sites are great for this and save a lot of time and trouble.
Nothing is so frustrating as having to hop around from one store or web site to another just to find the things you want.
During the holiday season, time is at a premium, and anything that saves you time is well worth it.
4. Think Out-Of-The-Box.
When youre choosing gifts for your loved ones, think of giving them something different, something unique.
How about a gift certificate to their favorite restaurant?
Or a weekend at their favorite hotel?
Or a ticket to their favorite sports event?
Give them something that shows them you really thought about them and what they would like.
For a unique gift that would show them you really care, why not get them a membership to the same discount membership site you are part of?
This is a gift that would keep on giving, for they would be saving money all year long.
5. Stay Rested.
Hard to do, but well worth it. Try to do most of the activities during the day, and keep the evening for relaxation. Going to bed earlier will also make all the activities during the day go much more smoothly.
If you plan ahead using the above steps, then come holiday time, youll be able to feel happy, relaxed, and enjoy all the good times and wonderful company you have in store.
Stay well, stay happy and enjoy the holiday fun!
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Holiday Savings: How to Save Money and be Stress-free This Holiday Season